Piramal Capital and Housing Finance Company has launched a new home loan scheme—Bridge. This scheme is a short-term home loan especially for customers who would like to purchase a new house without immediately selling their existing house. Hence, this product basically covers the funding gap between the purchase of the new […]
There are 338 debt funds in the Rs 24-trillion (Rs 24 lakh crore) Indian mutual funds industry. Another 843 of these are fixed maturity plans (FMP). There are 16 different categories of debt funds. Even if you leave out all the FMPs since they are closed-ended (mind you, there are […]
Parizad Sirwalla Investment in shares and/or mutual funds by an individual is generally made with an objective to earn an attractive return on such investment. In addition to taking an informed financial decision, it is important to evaluate the impact of income tax on the yields thereto as per the […]
Insurance technology platform Watch Your Health is looking to improve the health of policyholders of companies using digital measurement tools. The firm has tied up with both life and general insurance companies in a bid to improve customer engagement. Set up in 2015, the company provides a digital health ecosystem […]
Several lenders increased variable interest rates on selected home loans in the last week of February, though there were also cuts to some fixed rate loans. Auswide increased both its fixed and variable rates for owner occupiers and investors, with the smallest increase being by 3 basis points, and the […]
Rakesh Goyal Health insurance remains one of the under-penetrated segments in India with only 25-30% of Indians having health insurance. However, like in every other field, technology is likely to play an integral part even in the insurance sector. Even the insurance regulator is batting for the use of wearable devices […]
Mahavir Chopra Two is always better than one, without any doubt! Insurance policies contribute to the dual benefit of meeting your long-term financial objectives and also act as a tax saver! Let’s know how… Knock! Knock! The email from the HR department about submitting your investment proofs for saving tax […]
Often home loan borrowers come across several criteria set by lenders, mainly related to annual income required to be eligible for a home loan, minimum down payment to be raised by borrower, a good credit score, etc. Besides this, one of the important criteria in home loan is the lender’s maximum […]
If you have been hit by a wave of insurance advertisements on social media profile page, you could blame analytics firms. For the past four to six months, data analytics firms are on an overdrive to identity ‘potential’ policyholders and help insurers initiate contact with the right users. Life insurers […]
Lokesh Nathany In the last article, I spoke about 3 objectives of investing are Safety, Liquidity & Returns (SLR). In this article, we will analyze how we can get SLR & meet our investment objective. I know how to earn but don’t know where and in what to invest? The […]
Shweta Jain “I am an ordinary investor, investing monthly through SIPs in mutual funds. Markets are volatile and I see that I’m losing money every day. I think I should stop investing till markets stabilize. Am I correct?” “I want to make money but don’t want to take risks. I […]
