Whether they’re going to be taken over by AI or you simply feel like you’re career path may be dispensable; we’re always worried that at some point in the near future, our careers may be irrelevant. But some vocations or industries that are actually not in danger of being taken […]
Fidelity insurance: SMEs can buy policy to protect biz against internal frauds/thefts
Rajiv Jamkhedkar Mr. Prakash runs a highly successful business in garments. It is highly profitable, spread over 7 cities, the business has a production facility (centralised factory) and 23 retail stores and employs around 70 persons. Despite running the whole company hands-on and the firm being family-owned and tightly run […]
No need to buy multiple personal accident insurance covers now
The Insurance Regulatory Authority of India (IRDAI), in a circular issued on 11 December,has unbundled the thirds party insurance cover that you buy for your vehicles. In other words, it has now mandated that you will need to buy your standalone personal accident cover for the owner-driver, separately, effective 1 January […]
Term life insurance: Should you opt for lump sum payout or staggered payout?
Santosh Agarwal Initially, term life insurance plan was considered to be one of the simplest financial products in the market that offered a lump sum payment to the beneficiary on the death of the policyholder. However, things have significantly changed now as numerous variations have been introduced in the payout […]
Defaulted on home loan EMIs: Know your rights in case debt collectors knock at your door
n 2016, Jayesh Mathur residing in Delhi purchased a home by taking a loan from PSU bank. At that time he had over-stretched his financial capability while buying this property. Nowadays, with ease of getting loans from banks, housing finance companies and NBFCs there are several millennial like Mathur who […]
Applying for a home loan? Stay away from the flat interest rate trap to save money
There are banks, NBFCs and online lenders who promote easy and quick loans on flat interest rates. These flat interest rates have been used as a marketing tool by lenders for enticing a customer by quoting low-interest rates and mislead them into taking a high-cost loan. With such interest loans borrowers fall […]
Would you delay retirement to help your kids get their first home loan?
Many Australian parents are putting off hanging up their work hats for a few more years so they can help their children become first homebuyers. New research from homeloans.com.au has found that almost two in three parents (65%) are making financial and personal sacrifices to help their children or grandchildren with […]
Seven Ways to Secure Your Home Office
Working from home, on either a full time or part time basis, requires specific security and insurance considerations tokeep your property and data safe. Cover Your Assets–Make sure you’re homeowners insurance covers your business related assets. Install Smart Security–Did you know more residential burglaries occur during the day than at […]