Ronak Morjaria In the current wedding season, I have been meeting lot of friends, relatives and clients. I usually tend to ask whether they have a health insurance cover (mediclaim) or not. Some of them are covered, while some are not covered but plan to buy one. The ones who […]
Lovaii Navlakhi Financial planning is slowly getting to be as common place as a commodity, though there are subtle underlying complexities. These could be factors like life expectancy, return expectations and rate of inflation, to name a few. For a non-resident Indian (NRI), financial planning becomes even more complex as […]
Australia’s big four banks and a host of challenger lenders are offering three-year fixed-rate home loans for under 4 per cent. The three-year home loans with the lowest interest rates are for owner-occupiers with a maximum loan-to-value ratio (LVR) of 80 per cent. Both Westpac and Commonwealth Bank have three-year mortgages with advertised rates […]
Suresh Sadagopan There have been a lot of changes with regards to mutual funds in the past 10 years. These changes have incrementally advanced the case of the investors. Some of the developments were – entry load ban, disclosure of commissions earned, only trail and no upfront commission, introduction of […]
The recently promulgated ordinance—The Banning of Unregulated Deposit Schemes Ordinance, 2019—is well-intentioned and is meant to prohibit acceptance of deposits by unscrupulous persons, causing loss of savings of common people. Concerns have been expressed that the law is extremely harsh and will lead to hardship for many individuals, small businesses, […]
The number of farmers benefitting from the Pradhan Mantri Fasal Bima Yojana (PMFBY) may be on the rise, but general insurers catering to them have been bleeding. Loss ratios under this portfolio have risen to almost 150 percent due to climate-related crop damage. Large insurers like New India Assurance and […]
Dhruv Girdhar It was the summer season of the year 1784. In an elementary school, somewhere in Germany, a teacher entered the classroom of 7-year old students. Not in a mood to teach, she assigned them a complex task of adding up the numbers from 1 to 100. Thinking that […]
Schemes investing in technology funds were a saviour for investors throughout 2018 as the domestic equity market wiggled through uncertainties and multiple domestic as well as global headwinds. At a time when most mutual fund categories including largecap, midcap, and smallcap suffered due to secular market movement, IT funds surprised by […]
Running marathons is no mean feat. Apart from the physical strains, it involves the risk of injuries as well. To offer an insurance cover to those running such long distances, digital insurance broking firm Symbo India Insurance Broking has launched marathon insurance. Here, Reliance General Insurance will be offering insurance […]
With a loan against property, you can overcome any cash crunch, especially that which requires a substantial amount. Whether you are paying for your child’s wedding, financing overseas education or starting a business venture, a loan against property can fund it all. However, the key to a financially stable life […]
The insurance regulator has asked insurance companies to make health insurance available for mental illnesses. As per the Mental Healthcare Act, 2017, it is mandatory for insurance companies to offer medical insurance for mental illness treatments similar to the ones offered for treatment of physical illness. The order by Insurance […]
